Which AI Regulations Apply to Your Company? (Use This to Find Out)

Nobody knows which AI regulations apply to them. I talk to founders running AI companies who have no idea the EU AI Act applies to them because they have one customer in Germany. They think because they're in Delaware, only US laws matter. Wrong. Over 130 AI regulations across 36 jurisdictions right now. Figuring out which ones apply comes down to three questions. Three Questions Where are the people your AI affects? Not where you're incorporated. Where the actual humans are. One applicant in the EU? EU AI Act. One in New York? Local Law 144. One customer in Colorado? Colorado AI Act. Does your AI make decisions about people? Screening resumes, approving loans, pricing insurance, diagnosing patients? Strictest tier of every AI law. A chatbot answering product questions? Much lighter. Nobody cares that you use AI. They care if your AI affects someone's life, job, credit, insurance, or healthcare. Did you build it or buy it? Every AI law splits obligations between developer and deployer. Using someone else's AI doesn't transfer your compliance responsibility. Go read your vendor's terms. Find the line where they say "we'll pay your regulatory fine." It's not there.